Home Equity Loans

Turn the equity in your home into a powerful financial tool. Funding a large expense like home improvements, medical expenses, college tuition or taking a well-deserved vacation can be within reach through a Home Equity Loan.

Home Equity Line of Credit

  • Enjoy a special introductory rate of 3.9% APR for the first 12 months.
  • The No Fees Loan option requires an initial advance of $25,000 and requires the account to remain open for at least 36 months.
  • The variable rate may change based on adjustments to the prime rate, as published in the Wall Street Journal.
  • Borrow up to 80% of your home's loan-to-value (LTV)
  • You may draw funds for up to 10 years, followed by a 15-year repayment period.
  • Borrow up to $500,000, depending on your home’s LTV.
  • Access available funds whenever you need them, up to your limit.

Home Equity Loan

  • No introductory rate available
  • Origination Fee of 1%, plus processing fees will vary depending on the loan amount.
  • Low fixed rate  
  • Borrow up to 80% of your home's loan-to-value (LTV)
  • Choose repayment terms of 7, 10, 15, or 20 years.
  • Borrow up to $500,000, depending on your home's equity loan-to-value (LTV)
  • All loan proceeds are disbursed upon loan funding.

Click below for more information about our rates and to start your online mortgage application today! Or contact a Mortgage Loan Representative at 877-296-8728.

Some restrictions may apply. All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses). Rates are subject to change without notice. Loans issued subject to credit review.

Mortgage Loan Originator Information

Mortgage Loan Servicing Information