Schedule of Fees
Free when possible, low fee when necessary

At the Credit Union, we take pride in providing affordable access to the financial services. Whenever possible, our services are provided at no cost to our member-owners. Some services require that we pass along our costs in the form of fees. Typically, you'll find that the fees we charge are lower than those charged at many other financial institutions.
Account Service | Fee |
---|---|
Checking account fee | No charge |
Starter and temporary checks (4 checks) | $4 |
Check printing | Varies |
Check copy | $3 per copy |
Transfer fee | $5 per transfer |
Returned item – insufficient funds check/debit/ACH | $25 per item |
Stop payment- check/ACH /bill pay | $25 per item |
Courtesy Pay overdraft fee (maximum of 5 overdraft fees per day) |
$25 per item |
Item | Fee |
---|---|
Same day loan payments via the phone (maximum payment = $900) |
3% of payment amount |
Automatic payment insufficient funds | $10 per payment |
Service | Fee |
---|---|
Account research | $20 per hour |
Statement copy | $3 per item |
Cashier’s check | $4 per item |
Money order | $2 per item |
Verification of deposit | $5 per item |
Incoming wire | No charge |
Outgoing domestic wire | $30 per wire |
Outgoing international wire | $45 per wire |
Dormant account notification fee | $2 per mailed notice |
Inactivity fee- Members with savings only, less than $250 and over the age of 18 | $5 per quarter |
Escheat fee- Account balance sent to the State after 36 months | $2 |
Coin machine service - Members | No charge |
Coin machine service - Non-members | 7% per transaction |
Next day Bill Pay | $25 per item |
Transactions on CO-OP network*1 | No charge |
Out-of-Network ATM transaction | $1 per item |
Foreign currency exchange fee on ATM/Debit or Visa Card | No charge |
Debit card replacement | $5 per card |
Service | Fee |
---|---|
Processing of legal documents levies, judgments, subpoenas | $25 per item |
Notary Fee for Credit Union business | No charge |
Notary Fee for non Credit Union business | $15 per session |
*All fees will be assessed at the time of service or deducted from your account. If the balance is not sufficient, Long Beach City Employees Federal Credit Union may charge any of your accounts for any fee due. Any fees or charges assessed to the Credit Union for extra service or special handling of your account will be passed on to you. We reserve the right to change this Fee Schedule at any time. We will notify you as required by law of any changes in charges that may be imposed on an account.
*1 CO-OP Network (Including Credit Union ATMs) are free. Point of Sale transactions are free from our $1 surcharge; however, the merchant may impose a surcharge. Fees may be charged by ATM Networks not affiliated with the CO-OP Network.