Schedule of Fees

Free when possible, low fee when necessary

At the Credit Union, we take pride in providing affordable access to the financial services. Whenever possible, our services are provided at no cost to our member-owners. Some services require that we pass along our costs in the form of fees. Typically, you'll find that the fees we charge are lower than those charged at many other financial institutions.

Checking Account Fees
Account Service Fee
Checking account fee No charge
Starter and temporary checks (4 checks) $4
Check printing Varies
Check copy $3 per copy
Transfer fee $5 per transfer
Returned item – insufficient funds check/debit/ACH $25 per item
Stop payment- check/ACH/bill pay $25 per item
Courtesy Pay overdraft fee
(maximum of 5 overdraft fees per day)
$25 per item
Loan Fees
Item Fee
Same day loan payments via the phone
(maximum payment = $900)
3% of payment amount
Automatic payment  insufficient funds $10 per payment
Electronic Fees
Service Fee
Account research $20 per hour
Statement copy $3 per item
Cashier’s check $4 per item
Money order $2 per item
Verification of deposit $5 per item
Incoming wire No charge
Outgoing domestic wire $30 per wire
Outgoing international wire $45 per wire
Dormant account notification fee $2 per mailed notice
Inactivity fee- Members with savings only, less than $250 and over the age of 18 $5 per quarter
Escheat fee- Account balance sent to the State after 36 months $2
Coin machine service - Members No charge
Coin machine service - Non-members 7% per transaction
Next day Bill Pay $25 per item
Transactions on CO-OP network*1 No charge
Out-of-Network ATM transaction $1 per item
Foreign currency exchange fee on ATM/Debit or Visa Card No charge
Debit card replacement $5 per card
Legal Fees
Service Fee
Processing of legal documents levies, judgments, subpoenas $25 per item
Notary Fee for Credit Union business No charge
Notary Fee for non Credit Union business $15 per session

*All fees will be assessed at the time of service or deducted from your account. If the balance is not sufficient, Long Beach City Employees Federal Credit Union may charge any of your accounts for any fee due. Any fees or charges assessed to the Credit Union for extra service or special handling of your account will be passed on to you. We reserve the right to change this Fee Schedule at any time. We will notify you as required by law of any changes in charges that may be imposed on an account.
*1 CO-OP Network (Including Credit Union ATMs) are free. Point of Sale transactions are free from our $2 surcharge; however, the merchant may impose a surcharge. Fees may be charged by ATM Networks not affiliated with the CO-OP Network.