Dividend Rates
Member-owned results in better rates
Rates effective as of October 9, 2026
Savings Accounts
| Account Balance Ranges | Dividend Rates* | APY** |
|---|---|---|
| $0.00 - $50.00 | NONE | N/A |
| $50.01 - $10,000.00 | 1.60% | 1.61% |
| $10,000.01 - $25,000.00 | 1.70% | 1.71% |
| $25,000.01 - $50,000.00 | 1.80% | 1.81% |
| $50,000.01 - $100,000.00 | 1.90% | 1.92% |
| $100,000.01 - up | 2.05% | 2.07% |
Share Draft Account
| Account Balance Ranges | Dividend Rates* | APY** |
|---|---|---|
| $0.00 - $250.00 | NONE | N/A |
| $250.01 - up | 1.30% | 1.31% |
*Dividend Rates are established by the Board of Directors and are subject to periodic change, based on current economic conditions and Credit Union earnings.
**(APY) - Annual Percentage Yield assumes reinvestment of principal and dividends on a monthly basis for one year at the stated dividend rate. Dividends are calculated and paid at the end of each month on all accounts with a balance in excess of the $50.00 full share amount, utilizing the DAILY BALANCE METHOD of computation for dividends on your account. The Daily Balance Method applies a daily periodic rate to the balance of your account each day. The daily rate is 1/365 of the annual dividend rate.
(APYE) - Annual Percentage Yield Earned is calculated at the end of each month (Dividend Period), utilizing the AVERAGE DAILY BALANCE and a 365-DAY YEAR (366 days in a leap year). The (APYE) is printed on your periodic statement as a percentage and may differ from the (APY).
Funds earn dividends from the day of deposit until day of withdrawal. An account closed during the month will earn no dividend for the month. If you have any questions or need any additional information, please contact the Credit Union office.