At Long Beach City Employees Federal Credit Union, keeping your money and data safe is a responsibility we take very seriously. At the same time, we want to provide you with the tools and knowledge to help you guard against fraud and other suspicious activity.
Protect Your Personal Information
Don’t make it easy for criminals to steal your identity or break into your accounts. Take steps to safeguard your personal information.
Be mindful when using social media
With the rise of social media, people are sharing more information about themselves than ever before. That can make it easier for criminals to discover relevant information, such as date of birth, address, employer, and even potential passwords.
Shred sensitive documents
Any documents with personal information should be shredded rather than tossed in the trash.
Don’t leave incoming or outgoing mail unattended in your mailbox. Using eStatements, minimizes the risk that sensitive information could be stolen from your mailbox.
Hackers can now easily crack just about any six-character password. The longer and more unique you make your password, the harder it is for bad guys to guess it. Here are some guidelines for creating effective passwords:
Make your password long and unique. The longer your password, the better, but it should be no shorter than eight characters. For maximum security, your password should contain a mixture of upper- and lower-case, numbers, and special characters.
Stay away from common words and personal information. Your birthday, your pet’s name—most of these types of passwords can be easily deduced from your social media posts or other online information. It’s best to make your password completely random.
Don’t re-use passwords. With all the sites that require logins, it can be a real challenge to create a unique password for each. However, at the very least, you should maintain unique passwords on your email accounts and online banking sites.
ATM Safety Tips
Before you use an ATM, look around and survey the area to make sure its secure.
- Only use well-lit ATMs and avoid ATMs in secluded locations
- For night-time ATM transactions, bring a friend with you
- If you notice anyone who looks or acts suspicious at an ATM, leave immediately and go to a different ATM
Debit Card Travel Tips
- Notify the Credit Union before traveling internationally to help ensure that legitimate purchases are approved.
- Make sure your Debit Card will not expire while you are away.
- Keep your Debit Card number and the lost/stolen customer service telephone number (LBCEFCU- 800-595-4725) in a safe place, separate from your wallet or handbag.
- Use Card Controls, available through the Credit Unions mobile app, to turn your card on and off, set spending limits, restrict certain types of merchants and set alerts.
Online and Mobile Banking are a go-to resource we use every day. Make sure you stay vigilant.
- Don’t reveal your password to anyone else. Your password is designed to protect the privacy of your account information.
- If anyone else is likely to use your computer, clear your memory cache or close and re-open your browser in order to eliminate copies of recently viewed pages.
- Use anti-virus, anti-spyware and anti-malware programs on your computers to protect your information and your computer from use by unwanted users.
- Avoid using a public computer to access your personal information. There could be potential risks, including computers that are infected with viruses and/or malicious software that captures entered and viewed personal information.