Loan Rates
Auto Loan Rates
| Amount Financed | Max. Term* | APR** | Estimated Monthly Payment based on "As Low As" Rate |
|---|---|---|---|
| New Auto (Up to 125% MSRP***) | 60 Months 72 Months 84 Months | As low as 2.74% As low as 3.24% As low as 3.74% | $17.85 per $1,000 $15.30 per $1,000 $13.55 per $1,000 |
| Used Auto (Up to 125% KBB****) | 60 Months 72 Months 84 Months | As low as 2.74% As low as 3.24% As low as 3.74% | $17.85 per $1,000 $15.30 per $1,000 $13.55 per $1,000 |
*Maximum term not available on all loan requests. Collateral must be a 2011 or newer model with less than 100,000 miles. Loans made only to residents of California and on personal use vehicles purchased and registered in California. LBCEFCU rates for our auto loan programs feature a range of rates. **APR=Annual Percentage Rate. APR is determined by a combination of credit, income, loan to value and creditworthiness. *** Maximum amount for a New Auto loan is 125% of manufacturer's suggested retail price. **** Maximum amount for a Used Auto loan is 125% of Kelley Blue Book retail value. Additional restrictions may apply.
Leisure Loan Rates (RV, Boats, Fifth Wheels, Jet Skis and Other Specialty Vehicles)
| Amount Financed | Max. Term* | APR** | Estimated Monthly Payment based on "As Low As" Rate |
|---|---|---|---|
| New (Up to 100% MSRP***) | 72 Months 84 Months 120 Months 180 Months | As low as 6.74% As low as 7.24% As low as 7.74% As low as 8.74% | $16.92 per $1,000 $15.21 per $1,000 $12.00 per $1,000 $9.99 per $1,000 |
| Used (Up to 100% KBB****) | 72 Months 84 Months 120 Months 180 Months | As low as 6.74% As low as 7.24% As low as 7.74% As low as 8.74% | $16.92 per $1,000 $15.21 per $1,000 $12.00 per $1,000 $9.99 per $1,000 |
*Maximum term not available on all loan requests. Collateral must be a 2008 or newer model with less than 100,000 miles. Loans made only to residents of California and on personal use vehicles purchased and registered in California. LBCEFCU rates for our leisure loan programs feature a range of rates. **APR=Annual Percentage Rate. APR is determined by a combination of credit, income, loan to value and creditworthiness. *** Maximum amount for a New Leisure Vehicle is 100% of manufacturer's suggested retail price. **** Maximum amount for a Used Leisure Vehicle is 100% of Kelley Blue Book or NADA retail value. Additional restrictions may apply.
Personal Loan Rates
| Amount Financed | Max. Term* | APR** | Estimated Monthly Payment based on "As Low As" Rate |
|---|---|---|---|
| $500 to $30,000 | 48 Months 60 Months | As low as 7.99% As low as 8.99% | $24.41 per $1,000 $20.75 per $1,000 |
*Maximum term and loan amount not available on all loan requests. LBCEFCU rates for our personal/signature loan programs feature a range of rates. **APR=Annual Percentage Rate. APR is determined by a combination of credit, income and creditworthiness. Additional restrictions may apply.
Share Secured Loan Rates
| Amount Financed | Max. Term* | APR** | Estimated Monthly Payment based on "As Low As" Rate |
|---|---|---|---|
| Available Regular Shares | 60 Months | 4.50% | $18.65 per $1,000 |
*Maximum term not available on all loan requests. Funds must be on deposit with LBCEFCU for 10 (Ten) business days before a loan secured against the funds will be disbursed. **APR=Annual Percentage Rate. Additional restrictions may apply.