Loan Rates

Auto Loan Rates

Amount FinancedMax. Term*APR**Estimated Monthly
Payment based on
"As Low As" Rate
New Auto (Up to 125% MSRP***) 60 Months
72 Months
84 Months
As low as 1.99%
As low as 2.49%
As low as 2.99%
$17.52 per $1,000
$14.97 per $1,000
$13.21 per $1,000
Used Auto (Up to 125% KBB****) 60 Months
72 Months
84 Months
As low as 1.99%
As low as 2.49%
As low as 2.99%
$17.52 per $1,000
$14.97 per $1,000
$13.21 per $1,000

*Maximum term not available on all loan requests. Collateral must be a 2010 or newer model with less than 100,000 miles. Loans made only to residents of California and on personal use vehicles purchased and registered in California. LBCEFCU rates for our auto loan programs feature a range of rates. **APR=Annual Percentage Rate. APR is determined by a combination of credit, income, loan to value and creditworthiness. *** Maximum amount for a New Auto loan is 125% of manufacturer's suggested retail price. **** Maximum amount for a Used Auto loan is 125% of Kelley Blue Book retail value. Additional restrictions may apply.  

Leisure Loan Rates (RV, Boats, Fifth Wheels, Jet Skis and Other Specialty Vehicles)

Amount FinancedMax. Term*APR**Estimated Monthly
Payment based on
"As Low As" Rate
New (Up to 100% MSRP***) 84 Months
120 Months
180 Months
As low as 5.99%
As low as 6.99%
As low as 7.99%
$14.60 per $1,000
$11.61 per $1,000
$9.55 per $1,000
Used (Up to 100% KBB****) 84 Months
120 Months
180 Months
As low as 5.99%
As low as 6.99%
As low as 7.99%
$14.60 per $1,000
$11.61 per $1,000
$9.55 per $1,000

*Maximum term not available on all loan requests. Collateral must be a 2010 or newer model with less than 100,000 miles. Loans made only to residents of California and on personal use vehicles purchased and registered in California. LBCEFCU rates for our leisure loan programs feature a range of rates. **APR=Annual Percentage Rate. APR is determined by a combination of credit, income, loan to value and creditworthiness. *** Maximum amount for a New Leisure Vehicle is 100% of manufacturer's suggested retail price. **** Maximum amount for a Used Leisure Vehicle is 100% of Kelley Blue Book or NADA retail value. Additional restrictions may apply.

Personal Loan Rates

Amount FinancedMax. Term*APR**Estimated Monthly
Payment based on
"As Low As" Rate
$500 to $35,000 48 Months
60 Months
As low as 7.49%
As low as 8.49%
$24.18 per $1,000
$20.51 per $1,000

*Maximum term and loan amount not available on all loan requests. LBCEFCU rates for our personal/signature loan programs feature a range of rates. **APR=Annual Percentage Rate. APR is determined by a combination of credit, income and creditworthiness. Additional restrictions may apply.

Share Secured Loan Rates

Amount FinancedMax. Term*APR**Estimated Monthly
Payment based on
"As Low As" Rate
Available Regular Shares 60 Months 4.25% $18.53 per $1,000

*Maximum term not available on all loan requests. Funds must be on deposit with LBCEFCU for 10 (Ten) business days before a loan secured against the funds will be disbursed. **APR=Annual Percentage Rate. Additional restrictions may apply.

Rates current as of and subject to change.

Long Beach
City Employees
Federal Credit Union

Routing # 322276839

2801 Temple Ave.
Signal Hill, CA 90755
(562) 595-4725
(800) 595-4725 CA Only