Terms, rates, and fees are subject to periodic change by the credit union's Board of Directors. You should always contact the credit union office during normal business hours to get the most current facts and information governing the credit union's products and services.

• Share Savings Account required for all membership benefits.
• $50.00 minimum deposit required to open an account.
• $50.01 minimum balance required to earn a dividend.
• Tiered Dividend Rates--The more you save, the more you'll earn.
• Safety--Each account is insured up to a maximum of $150,000.
• Liquidity--No advance notice required or penalties assessed on Share withdrawals.
• Yield--Very competitive rates with compounding of dividends on a quarterly basis.
• Simplicity--No gimmicks or fine print clauses.
• Low Share Loan Rate--For members who borrow against their savings.
• ATM Access--for members who want 24 hours a day, 7 days a week access to their savings account.
• Audio Response--Touch-tone telephone access on a 24 hours a day, 7 days a week basis.
• Internet Home Banking--Provides access on a 24 hours a day, 7 days a week basis.