LBCEFCU prides itself on sound financial management.  Our capital-to-asset ratio, an indicator of financial strength, currently exceeds the requirements set by our regulator, the National Credit Union Administration (NCUA), a U.S. Government agency.

In addition, your share accounts are federally insured to at least $250,000 by the NCUA.

Share accounts in excess of $250,000 are insured up to an additional $50,000 by American Share Insurance, a private insurer.
Total combined coverage is $300,000.