The field of membership of the LBCEFCU is limited to those who have the following common bond:

Municipal employees to include but not limited to Current, Former and Retired Employees of the City of Long Beach, the City of Signal Hill, the Credit Union, the City Employees Association (CEA), and the Long Beach Police Officers' Association (LBPOA). In addition, membership is open to the employee's immediate family and any Special Funds of the above organizations, Employee Associations, or City Departments.

A. Definition of a Current Employee: All active full-time and permanent part-time employees, including appointed and elected officials serving the city.

B. Definition of Former City Employee: Those who have resigned or have not been reelected or reappointed to office and who were in good standing with the City and the Credit Union at that time, may continue their credit union membership.

C. Retired Employee: A retired employee may continue their credit union membership at the time they retire or rejoin at a later date.

D. Definition of Immediate Family: The employee's spouse, registered domestic partner, parents, children, son-in-law, daughter-in-law and grandchildren who established credit union accounts while employee was currently employed by the city or up until employee's death if employee resigned or retired, and they remain a member of the Credit Union in good standing. (The city employee must be a credit union member before their immediate family can join.)

E. The Long Beach City Employees Federal Credit Union adheres to the philosophy of " once a member, always a member". Therefore, employees or family members who have once qualified for membership may retain their membership in the credit union until the common bond is broken, then membership ceases.

The following members can save and apply for Share Secured Loans only:

A. All family-related accounts of city employees with less than six months of service.

B. Employees on a temporary, hourly, contract, provisional or seasonal basis, and all family-related accounts of said city employee.

Note: We do business in accordance with the Federal Equal Credit Opportunity Act, but it is the policy of the Board of Directors to refuse credit to any member who has caused the Credit Union a loss, regardless of whether or not that loss was the result of a bankruptcy proceeding.

Once a member, always a member:

One of the best things about credit union membership is that once you become a member, you are always a member, provided you have active open accounts. You can keep your membership status through retirement, relocation, and changes of employment. However if you terminate your membership and subsequently want to reestablish membership, you can only do so if you are still within the field of membership of the credit union.

How To Join LBCEFCU:

Assuming you meet the common bond qualifications for credit union membership, come into the credit union and complete an account application (signature) card. You will also be required to make an initial deposit of $50.00 into your regular share (savings) account. You may also be asked to provide proper identification, such as your driver's license and/or employee I.D. card.