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The LBCEFCU operates under the philosophy that keeping fees as low as possible is a top priority. As a member/owner of the credit union, we want you to have affordable access to the financial services offered.
Accounts
Amount 
          1. Minimum Balance to Open Accounts
              A. Regular Share Savings $50.00
              B. Share Draft (Checking) $25.00
          2. Minimum Balance to Earn Dividends
              A. Regular Share Savings $50.01
              B. Share Draft (Checking) $50.01
Program/Service Fees
Cost  
          1. Money Orders $.50
          2. Cashiers Checks $1.00
          3. Wire Transfers (Domestic) $10.00
          4. Wire Transfers (International) $15.00
          5. Deposited Item Charge Back(NSF Deposit) $10.00
          6. Share Draft (Checking) Accounts
              A. For each copy of a Share Draft $3.00
              B. For each copy of a Monthly Statement $3.00
              C. For each paid NSF Draft-CU transfer
                   from Regular Share Account $5.00
              D. For each returned Draft (NSF) $15.00
              E. For each Stop Payment Order $5.00
              F. Supply of Share Drafts Actual Cost
          7. Electronic Fund Transfers (EFT) No Cost
              A. Audio Response (Telephone Teller) No Cost
              B. Payroll Deduction No Cost
              C. Direct Deposit No Cost
              D. Preauthorized Payments No Cost
              E. Preauthorized Payments (NSF) $15.00
              F. For each Stop Payment Order $5.00
              G. ATM/POS Cards
                   1. ATM/POS Replacement Card $5.00
                   2. Per Transaction Fee $.25
          8. Notary Services
No Cost
 Online Internet Access         
Cost  
          1. Website Access No Cost
          2. PC Home Banking No Cost
          3. Bill Payment Services (Per Bill)   $.25
          4. Bill Payment  (NSF Draft)  $15.00

          5. For each paid NSF Draft - C.U. transfer

              from Regular Share Account $5.00
          6. For each Stop Payment Order   $15.00
          7. For each copy of a Share Draft (check)   No Cost
          8. For each copy of a Monthly Statement No Cost
*Fees and charges are established by the Board of Directors and are subject to change.

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