Fees and Charges

The LBCEFCU operates under the philosophy that keeping fees as low as possible is a top priority. As a member/owner of the credit union, we want you to have affordable access to the financial services offered.

Accounts	Amount
1. Minimum Balance to Open Accounts
A. Regular Share Savings	$50.00
B. Share Draft (Checking)	$25.00
2. Minimum Balance to Earn Dividends
A. Regular Share Savings	$50.01
B. Share Draft (Checking)	$50.01

Program/Service Fees	Cost
1. Money Orders	$.50
2. Cashiers Checks	$1.00
3. Wire Transfers (Domestic)	$10.00
4. Wire Transfers (International)	$15.00
5. Deposited Item Charge Back(NSF Deposit)	$10.00
6. Share Draft (Checking) Accounts
A. For each copy of a Share Draft	$3.00
B. For each copy of a Monthly Statement	$3.00
C. For each paid NSF Draft-CU transfer
from Regular Share Account	$5.00
D. For each returned Draft (NSF)	$15.00
E. For each Stop Payment Order	$5.00
F. Supply of Share Drafts	Actual Cost
7. Electronic Fund Transfers (EFT)	No Cost
A. Audio Response (Telephone Teller)	No Cost
B. Payroll Deduction	No Cost
C. Direct Deposit	No Cost
D. Preauthorized Payments	No Cost
E. Preauthorized Payments (NSF)	$15.00
F. For each Stop Payment Order	$5.00
G. ATM/POS Cards
1. ATM/POS Replacement Card	$5.00
2. Per Transaction Fee	$.25
8. Notary Services	No Cost

Online Internet Access	Cost
1. Website Access	No Cost
2. PC Home Banking	No Cost
3. Bill Payment Services (Per Bill)	$.25
4. Bill Payment (NSF Draft)	$15.00
5. For each paid NSF Draft - C.U. transfer
from Regular Share Account	$5.00
6. For each Stop Payment Order	$15.00
7. For each copy of a Share Draft (check)	No Cost
8. For each copy of a Monthly Statement	No Cost

*Fees and charges are established by the Board of Directors and are subject to change.